Mutual Fund SIP Calculator (INR)
About Mutual Funds
A mutual fund is a professionally managed investment scheme that pools money from many investors to purchase securities. SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds.
How Mutual Fund Returns Are Calculated
This calculator uses the future value of SIP formula to estimate your returns:
FV = P × [{(1 + r)ⁿ - 1} ÷ r] × (1 + r)
Where:
- FV = Future Value of your investment
- P = Monthly investment amount
- r = Monthly expected return rate (annual rate ÷ 12)
- n = Total number of months (years × 12)
The formula accounts for compounding returns - where your returns generate additional returns over time.
Key Benefits of SIP:
- Rupee cost averaging - buy more units when prices are low
- Disciplined investing through regular contributions
- Power of compounding over long periods
- Professional management by fund experts
Range: ₹500 - ₹1,00,000
Range: 1 - 40 years
Range: 1% - 30%
Total Investment
₹ 0
Estimated Returns
₹ 0
Total Value
₹ 0
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